Sign In
Lafferty News ServiceNews, research, analysis and opinion

Share this page

Home » Global Intelligence » Cards, Payments & Mobile Intelligence

Cards, Payments & Mobile Intelligence

TLR-PPlandscape
Thursday 4th May @ 11:26pm

Three key points should be understood when it comes to what I call the "virtuous circle of financial capability": The new regulatory environment presents an opportunity to lead consumers from payments into lifelong prosperity. With deep customer ties and reserves of trust, tech-savvy banks operating as payments providers have a major opportunity. Well-managed payments leads to good budgeting, which leads to wealth accumulation. Taken in isolation, and compared...MORE

Executives photo JCB
Thursday 4th May @ 11:22pm

Ask a sports fan about the "Tokyo Olympics" and it's likely that he or she will mention Tokyo 2020. Fewer will recall the profound impact of the 1964 Games on Japanese society. Prior to that year, travel from Japan was restricted mostly to businesspeople, sports teams and government officials. But following the games of 1964, the government opened the way for Japanese people to travel abroad. By 1980, that number grew to more than two million Japanese travelling overseas, but that...MORE

Digital_reformation_shutterstock_115060159_400px_F516
Thursday 4th May @ 11:11pm

To serve your clients, don't think like an impressionable consumer. One defining characteristic of machines, not often remarked upon, is that they never sleep. Once upon a time we used to impose our circadian rhythms on computers, turning them off at night as though they too needed seven or eight hours of slumber. Now the tide has turned, and we reluctantly bid our favourite device farewell as it chugs on through the night, gathering messages and updates with no cease...MORE

Uk credit card debit
Thursday 4th May @ 3:11pm

In April, the Financial Conduct Authority (FCA) published proposed measures to address persistent credit card debt in the UK. They propose that customers paying more in interest and charges than principal over an 18 month period be considered to be in persistent debt and that issuers would have to intervene in these cases. "At 18 months: Customers in this situation would be made aware that increasing their current rate of repayment would reduce their cost of borrowing and the time...MORE

NA POS credit card billed volume
Thursday 4th May @ 2:59pm

The merchant acquiring market in North America is the largest and, arguably, the most advanced in the world. The market landscape involves a variety of players including large acquiring banks and third-party acquirers as well as bank and non-bank joint ventures. Lafferty Group's research of North America's merchant acquiring industry covers Canada, Mexico, Puerto Rico and the US. The four markets have strong variations on card spend, transactions and sources of payments revenue for...MORE

Economics Blog
Thursday 4th May @ 2:42pm

There has been substantial growth in the Asia-Pacific (APAC) debit cards market in the period under review, increasing by 267 percent from 2010 to 2017. However, China accounts for the lion's share of the regional total, with an estimated 73 percent of cards in issue in 2017: In contrast to the credit cards space, the Chinese debit cards market is highly developed, with an average of more than five debit cards per adult in 2017. This represents an increase of 184...MORE

Middle East Net credit losses
Thursday 23rd March @ 11:34am

Although still in its infancy, the Middle East's credit card business is growing exponentially: the number of credit cards expanded at nearly four times the global rate between 2010 and 2016. Over the same period, total billed volume on credit cards increased at a compound annual growth rate (CAGR) of 20 percent, joint top with Asia-Pacific. At the end of 2016, there were, on average, 15 credit cards per 100 adults across the region, up from ten per 100 adults in 2010...MORE

Abra
Wednesday 22nd March @ 6:04pm

For all of its technological and cultural import, bitcoin is not particularly easy for non-tech heads to use. California remittances start-up Abra hopes to use bitcoin to deliver low-cost cross-border payments while maintaining that its users won't have to know anything about bitcoin. In fact, Abra's story goes to the heart of the bitcoin battle: for years we've heard the claim that bitcoin will upend the expensive global money transfer business because of its low...MORE

Nordics 2 jpg
Wednesday 22nd March @ 5:30pm

One of the most obvious trends apparent in the cards and payments industry in recent times has been the push to reduce or even eliminate cash from the payments ecosystem. While such a prospect remains distant today, some countries are moving closer to a situation where cash is assuming less importance with each passing day. With that in mind, Lafferty Global Research (LGR) has cast its eye over some of the pertinent data from the Nordic countries (Denmark, Finland and Sweden), often viewed as...MORE

wallpapers-android-images-cool-apple
Wednesday 22nd March @ 5:22pm

The question of who will win the mobile payments war has been a topic of discussion for several years but we seem to be no closer to an answer. If anything, the mobile payments market in the West has become more crowded and fragmented. While many players have pulled the plug and others have faded into obscurity, more have stepped in to take their place. Still, few appear to have significant numbers of active users. The mobile wallet story so far has been a battle for control...MORE

L225128
Wednesday 22nd March @ 4:21pm

Management of the payment system has of tradition been a fundamental function of banks but until now has been regarded as a role of lesser luminosity. From both a customer and bank perspective, payments, as a highly automated, mechanistic activity, has always operated below the waterline: the poor relation, so to speak, of the deposit, lending and wealth management facets of the business. Indeed, for many banks, payments services represent the 'free' element in 'free banking'...MORE

1-click
Wednesday 22nd March @ 3:56pm

Warning: many TLAs (three-letter acronyms) ahead Margaret Thatcher had many a battle with Europe during her premiership and quickly acquired the nickname 'Iron Lady'. Many expected the European Banking Authority (EBA) to show equal firmness with their proposed regulatory technical standards (RTS) for secure customer authentication (SCA), under the Revised Payment Services Directive (PSD2), when it was first published last year for consultation. Having witnessed the UK voting to...MORE

first  prev   1 of 41   next  last
SIGN UP

Sign up to our newsletter today

SIGN UP

© 1981-2017 Lafferty Group

CONTACT US

E: news@lafferty.com
T: +44 (0) 203 008 8415

2 Queen Caroline Street
London
W6 9DX

Research    —    Bank Quality Ratings    —    Councils    —    Reports    —    Events    —    Group
LinkedIn    —    Facebook    —    Twitter